A path that most people in this industry simply don't have.
Brower Solutions partners with brokers and agents to identify, structure, and deliver benefit solutions for the niche markets that most carriers overlook. If your downline includes independent contractors, gig workers, self-employed professionals, or non-W-2 earners, we have a way to reach them.
The brokers and organizations who work with Brower Solutions gain a powerful way to deliver more value and stand out in a competitive market.
Patrick Brower has built his career around helping brokers uncover opportunities others overlook. He is passionate about helping independent workers access work-based health benefits when traditional employer-sponsored coverage isn't an option.
WHO WE ARE
WHAT WE OFFER
What Brower Solutions Brings to the Table
FOR INDEPENDENT WORKERS
GigCare + MaxGuard
Two benefit options for independent workers, both through Population Science Management (PSM), where eligible individuals may become Working Owners. GigCare opens access to major medical benefits; MaxGuard is a lighter, lower-cost limited medical option.
FOR SMALL EMPLOYERS
WellGuard
A small group captive health plan for employers with 3 to 200 employees, with rates locked for two years. Some groups have come in up to 29% below renewal.
FOR ACA COMPLIANCE
MEC
ACA-compliant Minimum Essential Coverage options designed to help eligible workers meet essential health coverage requirements and access important preventive care benefits.
The Right Fit
Independent brokers looking to differentiate their offering
Credit unions, banks, and financial institutions
Real estate brokerages, franchises, and direct-sales teams
Unions and labor organizations
Apartment communities and property management companies
Professional and trade associations, chambers, and membership groups
Staffing and recruiting firms serving gig and contract workers
High Turnover Clients
