
We Find the Gaps.
Your Clients Get the Edge.
Most benefit programs are built for the traditional workforce. Brower Solutions brings options for everyone else.
Let's Talk SolutionsA path that most people in this industry simply don't have.
Brower Solutions partners with brokers and agents to identify, structure, and deliver benefit solutions for the niche markets that most carriers overlook. If your downline includes independent contractors, gig workers, self-employed professionals, or non-W-2 earners, we have a way to reach them.

Patrick Brower has built his career around helping brokers uncover opportunities others overlook. He is passionate about helping independent workers access work-based health benefits when traditional employer-sponsored coverage isn't an option.
The brokers and organizations who work with Brower Solutions gain a powerful way to deliver more value and stand out in a competitive market.
What Brower Solutions Brings to the Table
Access to GigCare
GigCare introduces independent workers to Population Science Management (PSM), where eligible individuals may become Working Owners. For those who qualify and stay active, that role opens the door to explore PSM's benefit options.
FlexCare
A perks program any organization can switch on — telemedicine, dental, vision, prescriptions, mental health, legal help, and more. Value people feel the first time they use it.
Accident Indemnity Plan
An additive plan that sits on top of the coverage your team already has — filling the everyday gaps with $0 telemedicine, $0 prescriptions, and 24/7 support they'll actually use.
MEC
ACA-compliant Minimum Essential Coverage options designed to help eligible workers meet essential health coverage requirements and access important preventive care benefits.
The Right Fit
Ready to Talk?
One conversation is usually enough to know whether there's a fit. We move fast and don't waste your time.
Let's Talk Solutions